Business Car Finance

Volkswagen Finance Osborne Park

At Osborne Park Volkswagen, we understand that choosing a car is a very personal thing, which is why we make our car finance just as personal. Our team are here to help you create an individually tailored finance solution that’s perfect for your vehicle and budget.

Our dealership works with Volkswagen Financial Services, who have been helping our clients experience the comfort, style and sheer driving pleasure of owning a New Volkswagen for over 60 years. Our financial experts put your new car on the road sooner, and can also help you keep it there with Volkswagen insurance solutions designed to keep your investment safe.

With so many options to choose from, finding the right finance for your new vehicle can seem daunting. Osborne Park Volkswagen is here to help you, with everything you need in the one place. To find out your options, and get your new Volkswagen on the road sooner, Contact our finance specialists today.

At Osborne Park Volkswagen, we understand that choosing a car is a very personal thing, which is why we make our car finance just as personal. Our team are here to help you create an individually tailored finance solution that’s perfect for your vehicle and budget.

Our dealership works with Volkswagen Financial Services, who have been helping our clients experience the comfort, style and sheer driving pleasure of owning a New Volkswagen for over 60 years. Our financial experts put your new car on the road sooner, and can also help you keep it there with Volkswagen insurance solutions designed to keep your investment safe.

With so many options to choose from, finding the right finance for your new vehicle can seem daunting. Osborne Park Volkswagen is here to help you, with everything you need in the one place. To find out your options, and get your new Volkswagen on the road sooner, Contact our finance specialists today.

Volkswagen Finance Osborne Park

At Osborne Park Volkswagen, we understand that choosing a car is a very personal thing, which is why we make our car finance just as personal. Our team are here to help you create an individually tailored finance solution that’s perfect for your vehicle and budget.

Our dealership works with Volkswagen Financial Services, who have been helping our clients experience the comfort, style and sheer driving pleasure of owning a New Volkswagen for over 60 years. Our financial experts put your new car on the road sooner, and can also help you keep it there with Volkswagen insurance solutions designed to keep your investment safe.

With so many options to choose from, finding the right finance for your new vehicle can seem daunting. Osborne Park Volkswagen is here to help you, with everything you need in the one place. To find out your options, and get your new Volkswagen on the road sooner, Contact our finance specialists today.

Your success is our success

Whether you’re a sole trader or large company, business vehicle finance with Volkswagen Financial Services is easy. We’ll help tailor your vehicle finance to suit your needs so the best business outcome is achieved at a competitive price¹.

Your success is our success

Whether you’re a sole trader or large company, business vehicle finance with Volkswagen Financial Services is easy. We’ll help tailor your vehicle finance to suit your needs so the best business outcome is achieved at a competitive price¹.

Flexible business options²

Volkswagen Financial Services has a range of tax-effective solutions to help with your business: Chattel Mortgage or Finance Lease. See the below table to see what’s included.

Flexible business options²

Volkswagen Financial Services has a range of tax-effective solutions to help with your business: Chattel Mortgage or Finance Lease. See the below table to see what’s included.

	Chattel Mortgage	Finance Lease
Deposit	+
Residual or balloon payment at the end of the term	+	+
Tax-deductible repayments		+
Tax-deductible depreciation	+
Tax-deductible interest	+
GST is payable on the cost of the asset	+
GST is payable on the repayments		+

	Chattel Mortgage	Finance Lease
Deposit	+
Residual or balloon payment at the end of the term	+	+
Tax-deductible repayments		+
Tax-deductible depreciation	+
Tax-deductible interest	+
GST is payable on the cost of the asset	+
GST is payable on the repayments		+

	Chattel Mortgage	Finance Lease
Deposit	+
Residual or balloon payment at the end of the term	+	+
Tax-deductible repayments		+
Tax-deductible depreciation	+
Tax-deductible interest	+
GST is payable on the cost of the asset	+
GST is payable on the repayments		+

The difference between financing vs leasing for businesses

When it comes to getting a car for your business, one of the first things you need to decide on is whether to buy or lease your chosen vehicle. Both options have their benefits, depending on how you plan to use your vehicle. Let’s look at the pros and cons of each.

Financing

Buying a car is a significant expense, and repayments are not usually tax deductible, which can make financing a new vehicle more expensive in the short-term.

However, buying a car has several benefits that leasing doesn’t offer – most obviously being that you ultimately end up owning a long-term asset. And while your loan repayments may not be tax deductible, interest repayments qualify as business expenses.

Additionally, petrol, mileage and maintenance expenses can be written off, and insurance and liability costs are typically cheaper on vehicles owned by your business.

Leasing

Most business owners prefer to lease their vehicles, and it’s easy to see why. Lease repayments are usually less than monthly loan repayments and are tax deductible.

This means that in the short term, leasing a vehicle is a more affordable option, and it gives business owners the freedom to upgrade their vehicle to a newer model at the end of their lease term if they choose.

It is however worth noting that while the monthly payments may be more affordable, they don’t add up to an asset for your business.

It’s well worth doing a cost-benefit analysis before you commit either way, taking note of the car’s total cost over the car loan or lease term including:

Monthly payments, including interest
Anticipated mileage
Maintenance, fuel, insurance, parking and other related costs
The value of the car at the end of the lease vs. the ownership period.

When it comes to getting a car for your business, one of the first things you need to decide on is whether to buy or lease your chosen vehicle. Both options have their benefits, depending on how you plan to use your vehicle. Let’s look at the pros and cons of each.

Financing

Buying a car is a significant expense, and repayments are not usually tax deductible, which can make financing a new vehicle more expensive in the short-term.

However, buying a car has several benefits that leasing doesn’t offer – most obviously being that you ultimately end up owning a long-term asset. And while your loan repayments may not be tax deductible, interest repayments qualify as business expenses.

Additionally, petrol, mileage and maintenance expenses can be written off, and insurance and liability costs are typically cheaper on vehicles owned by your business.

Leasing

Most business owners prefer to lease their vehicles, and it’s easy to see why. Lease repayments are usually less than monthly loan repayments and are tax deductible.

This means that in the short term, leasing a vehicle is a more affordable option, and it gives business owners the freedom to upgrade their vehicle to a newer model at the end of their lease term if they choose.

It is however worth noting that while the monthly payments may be more affordable, they don’t add up to an asset for your business.

It’s well worth doing a cost-benefit analysis before you commit either way, taking note of the car’s total cost over the car loan or lease term including:

Monthly payments, including interest
Anticipated mileage
Maintenance, fuel, insurance, parking and other related costs
The value of the car at the end of the lease vs. the ownership period.

The difference between financing vs leasing for businesses

When it comes to getting a car for your business, one of the first things you need to decide on is whether to buy or lease your chosen vehicle. Both options have their benefits, depending on how you plan to use your vehicle. Let’s look at the pros and cons of each.

Financing

Buying a car is a significant expense, and repayments are not usually tax deductible, which can make financing a new vehicle more expensive in the short-term.

However, buying a car has several benefits that leasing doesn’t offer – most obviously being that you ultimately end up owning a long-term asset. And while your loan repayments may not be tax deductible, interest repayments qualify as business expenses.

Additionally, petrol, mileage and maintenance expenses can be written off, and insurance and liability costs are typically cheaper on vehicles owned by your business.

Leasing

Most business owners prefer to lease their vehicles, and it’s easy to see why. Lease repayments are usually less than monthly loan repayments and are tax deductible.

This means that in the short term, leasing a vehicle is a more affordable option, and it gives business owners the freedom to upgrade their vehicle to a newer model at the end of their lease term if they choose.

It is however worth noting that while the monthly payments may be more affordable, they don’t add up to an asset for your business.

It’s well worth doing a cost-benefit analysis before you commit either way, taking note of the car’s total cost over the car loan or lease term including:

Monthly payments, including interest
Anticipated mileage
Maintenance, fuel, insurance, parking and other related costs
The value of the car at the end of the lease vs. the ownership period.

Your benefits

No annual charges or account keeping fees.
Option to bundle your registration, Compulsory Third Party insurance (CTP), comprehensive insurance and on-road costs with your monthly payments.
Monthly repayments reduced by adding a balloon payment at the end of your loan or paying a deposit.
Flexible payment options that suit your business cash flow: weekly, fortnightly or monthly by direct debit or BPAY.

No annual charges or account keeping fees.
Option to bundle your registration, Compulsory Third Party insurance (CTP), comprehensive insurance and on-road costs with your monthly payments.
Monthly repayments reduced by adding a balloon payment at the end of your loan or paying a deposit.
Flexible payment options that suit your business cash flow: weekly, fortnightly or monthly by direct debit or BPAY.

Your benefits

No annual charges or account keeping fees.
Option to bundle your registration, Compulsory Third Party insurance (CTP), comprehensive insurance and on-road costs with your monthly payments.
Monthly repayments reduced by adding a balloon payment at the end of your loan or paying a deposit.
Flexible payment options that suit your business cash flow: weekly, fortnightly or monthly by direct debit or BPAY.

Loan Amount

Loan Term* (Years)

Interest Rate P.A.

Repayment Frequency

Weekly Fortnightly Monthly

Your Repayment Would Be

$ /

Total Interest Payable
over years

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Terms and Conditions

Disclaimer:
• This is a model, not a prediction. It only provides an estimate of amounts and repayment periods and is designed to give an indicative loan repayment based on the information you have provided.
• Finance Calculator estimate does NOT include any fees or charges associated with a loan transaction.
• Use of this calculator does not imply that a particular interest rate, term or loan amount is available and in no way constitutes an offer of finance.
• This calculator does NOT take into account your personal circumstances or ability to repay the payments displayed and is NOT intended to be your sole source of information when making a financial decision. You should consider whether you should obtain advice from a licensed financial adviser.
• Please contact our Dealership and speak with the Finance Specialist to obtain your own Personalised Rate Quote.

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Volkswagen

1. The information provided on this website by Volkswagen Financial Services Australia Pty Limited ABN 20 097 071 460, Australian Credit Licence 389344 is of a general nature and for information only. Nothing on our website is to be considered legal, financial or taxation advice. You should seek your own independent legal, financial and/or taxation advice about any of our products and services feature on this website, to ensure your personal circumstances are fully considered.
2. For approved applicants of Volkswagen Financial Services (VFS) ABN 20 097 071 460, Australian Credit Licence 389 344. Excludes other offers. While stock lasts. Fees, charges, T&C’s apply. VFS may extend, withdraw or change offer at any time.
3. For approved applicants of Volkswagen Financial Services (VFS) ABN 20 097 071 460, Australian Credit Licence 389 344. Volkswagen Choice consists of an option to return the vehicle to VFS at the end of the term and require VFS to purchase the vehicle at a price known as the Guaranteed Future Value (GFV) as determined by VFS. At the end of the term, you can elect to: (1) trade-in the vehicle; (2) exercise the option to return the vehicle; or (3) retain the vehicle by paying the GFV, which is a lump sum owed to VFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges, if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. Available on selected new and demonstrator Volkswagen vehicles and used Volkswagen vehicles. Contact your nearest Volkswagen dealer to check eligible vehicles for this program. Fleet, government, rental buyers, hire car and chauffeur companies excluded.
4. Calculations are estimates provided as a guide only and not a loan approval. They assume interest rates don’t change over the life of the loan. Applications are subject to credit approval and eligibility criteria being met.

App-Connect is compatible with selected apps and the latest smartphone versions of iOS and Android. Active data service is required. For USB connections, a connection cable is sold separately. For wireless connections, App-Connect features wireless Apple CarPlay® and wireless Android Auto™.

The figures stated are for the purposes of comparison amongst vehicles tested under the same testing procedures only. The actual figure may vary depending on multiple factors such as fuel quality, vehicle load, environmental and road conditions.

Fuel consumption figures according to ADR 81/02 derived from laboratory testing. Factors including but not limited to driving style, road and traffic conditions, environmental influences, vehicle condition and accessories fitted, will in practice in the real world lead to figures which generally differ from those advertised. Advertised figures are meant for comparison amongst vehicles only.
Leather appointed seats have a combination of genuine and artificial leather, but are not wholly leather.

All images displayed on this page are for illustrative purposes only and may include overseas models, optional equipment and features not available in Australia. Actual vehicles may differ. Please confirm final specifications and features with an authorised Volkswagen Dealer prior to purchase.

With rear seat in the forward position.

Safety technologies are designed to assist the driver, but should not be used as a substitute for safe driving practices.

1. The information provided on this website by Volkswagen Financial Services Australia Pty Limited ABN 20 097 071 460, Australian Credit Licence 389344 is of a general nature and for information only. Nothing on our website is to be considered legal, financial or taxation advice. You should seek your own independent legal, financial and/or taxation advice about any of our products and services feature on this website, to ensure your personal circumstances are fully considered.
2. For approved applicants of Volkswagen Financial Services (VFS) ABN 20 097 071 460, Australian Credit Licence 389 344. Excludes other offers. While stock lasts. Fees, charges, T&C’s apply. VFS may extend, withdraw or change offer at any time.
3. For approved applicants of Volkswagen Financial Services (VFS) ABN 20 097 071 460, Australian Credit Licence 389 344. Volkswagen Choice consists of an option to return the vehicle to VFS at the end of the term and require VFS to purchase the vehicle at a price known as the Guaranteed Future Value (GFV) as determined by VFS. At the end of the term, you can elect to: (1) trade-in the vehicle; (2) exercise the option to return the vehicle; or (3) retain the vehicle by paying the GFV, which is a lump sum owed to VFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges, if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. Available on selected new and demonstrator Volkswagen vehicles and used Volkswagen vehicles. Contact your nearest Volkswagen dealer to check eligible vehicles for this program. Fleet, government, rental buyers, hire car and chauffeur companies excluded.
4. Calculations are estimates provided as a guide only and not a loan approval. They assume interest rates don’t change over the life of the loan. Applications are subject to credit approval and eligibility criteria being met.

App-Connect is compatible with selected apps and the latest smartphone versions of iOS and Android. Active data service is required. For USB connections, a connection cable is sold separately. For wireless connections, App-Connect features wireless Apple CarPlay® and wireless Android Auto™.

The figures stated are for the purposes of comparison amongst vehicles tested under the same testing procedures only. The actual figure may vary depending on multiple factors such as fuel quality, vehicle load, environmental and road conditions.

Fuel consumption figures according to ADR 81/02 derived from laboratory testing. Factors including but not limited to driving style, road and traffic conditions, environmental influences, vehicle condition and accessories fitted, will in practice in the real world lead to figures which generally differ from those advertised. Advertised figures are meant for comparison amongst vehicles only.
Leather appointed seats have a combination of genuine and artificial leather, but are not wholly leather.

All images displayed on this page are for illustrative purposes only and may include overseas models, optional equipment and features not available in Australia. Actual vehicles may differ. Please confirm final specifications and features with an authorised Volkswagen Dealer prior to purchase.

With rear seat in the forward position.

Safety technologies are designed to assist the driver, but should not be used as a substitute for safe driving practices.

1. The information provided on this website by Volkswagen Financial Services Australia Pty Limited ABN 20 097 071 460, Australian Credit Licence 389344 is of a general nature and for information only. Nothing on our website is to be considered legal, financial or taxation advice. You should seek your own independent legal, financial and/or taxation advice about any of our products and services feature on this website, to ensure your personal circumstances are fully considered.
2. For approved applicants of Volkswagen Financial Services (VFS) ABN 20 097 071 460, Australian Credit Licence 389 344. Excludes other offers. While stock lasts. Fees, charges, T&C’s apply. VFS may extend, withdraw or change offer at any time.
3. For approved applicants of Volkswagen Financial Services (VFS) ABN 20 097 071 460, Australian Credit Licence 389 344. Volkswagen Choice consists of an option to return the vehicle to VFS at the end of the term and require VFS to purchase the vehicle at a price known as the Guaranteed Future Value (GFV) as determined by VFS. At the end of the term, you can elect to: (1) trade-in the vehicle; (2) exercise the option to return the vehicle; or (3) retain the vehicle by paying the GFV, which is a lump sum owed to VFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges, if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. Available on selected new and demonstrator Volkswagen vehicles and used Volkswagen vehicles. Contact your nearest Volkswagen dealer to check eligible vehicles for this program. Fleet, government, rental buyers, hire car and chauffeur companies excluded.
4. Calculations are estimates provided as a guide only and not a loan approval. They assume interest rates don’t change over the life of the loan. Applications are subject to credit approval and eligibility criteria being met.

App-Connect is compatible with selected apps and the latest smartphone versions of iOS and Android. Active data service is required. For USB connections, a connection cable is sold separately. For wireless connections, App-Connect features wireless Apple CarPlay® and wireless Android Auto™.

The figures stated are for the purposes of comparison amongst vehicles tested under the same testing procedures only. The actual figure may vary depending on multiple factors such as fuel quality, vehicle load, environmental and road conditions.

Fuel consumption figures according to ADR 81/02 derived from laboratory testing. Factors including but not limited to driving style, road and traffic conditions, environmental influences, vehicle condition and accessories fitted, will in practice in the real world lead to figures which generally differ from those advertised. Advertised figures are meant for comparison amongst vehicles only.
Leather appointed seats have a combination of genuine and artificial leather, but are not wholly leather.

All images displayed on this page are for illustrative purposes only and may include overseas models, optional equipment and features not available in Australia. Actual vehicles may differ. Please confirm final specifications and features with an authorised Volkswagen Dealer prior to purchase.

With rear seat in the forward position.

Safety technologies are designed to assist the driver, but should not be used as a substitute for safe driving practices.

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Business Car Finance

Business Car Finance

Volkswagen Finance Osborne Park

Volkswagen Finance Osborne Park

Your success is our success

Your success is our success

Flexible business options2

Flexible business options2

The difference between financing vs leasing for businesses

Financing

Leasing

Financing

Leasing

The difference between financing vs leasing for businesses

Financing

Leasing

Your benefits

Your benefits

Finance Calculator

Finance Calculator

DRIVE YOUR NEW VOLKSWAGEN HOME SOONER

Finance Enquiry

Your Contact Details

Finance Details

Enquiry Submitted

Volkswagen

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Our New Vehicles

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Flexible business options²

Flexible business options²