What is Humm?

Humm helps everyday Australians service their vehicles now, and pay later. Our payment plans are great value because humm customers never pay interest and are easy to use.

We are proud to offer humm as a payment option to our customers in our service department. Ask one of our Service Advisors for more information when dropping off or picking up your vehicle.

Humm helps everyday Australians service their vehicles now, and pay later. Our payment plans are great value because humm customers never pay interest and are easy to use.

We are proud to offer humm as a payment option to our customers in our service department. Ask one of our Service Advisors for more information when dropping off or picking up your vehicle.

What is Humm?

Humm helps everyday Australians service their vehicles now, and pay later. Our payment plans are great value because humm customers never pay interest and are easy to use.

We are proud to offer humm as a payment option to our customers in our service department. Ask one of our Service Advisors for more information when dropping off or picking up your vehicle.

Get the app

Download from the App Store or Google Play

Log in or sign up

Fast approval

Shop now

Say I’ll humm it when you pay. Buy now and pay later!*

Pay in slices

Fortnightly payments and always interest free

Who can humm? Am I eligible?

To get a humm account you need to:

✅ Be an Australian citizen or permanent resident

✅ Be at least 18 years of age or older

✅ Have a valid email address and mobile number

✅ Have an Australian debit or credit card

✅ Have an Australian drivers license, passport or Medicare card

✅ For Big things you also need to have a permanent job (at least 25 hours per week) or receiving an aged or veterans pension

To get a humm account you need to:

✅ Be an Australian citizen or permanent resident

✅ Be at least 18 years of age or older

✅ Have a valid email address and mobile number

✅ Have an Australian debit or credit card

✅ Have an Australian drivers license, passport or Medicare card

✅ For Big things you also need to have a permanent job (at least 25 hours per week) or receiving an aged or veterans pension

Who can humm? Am I eligible?

To get a humm account you need to:

✅ Be an Australian citizen or permanent resident

✅ Be at least 18 years of age or older

✅ Have a valid email address and mobile number

✅ Have an Australian debit or credit card

✅ Have an Australian drivers license, passport or Medicare card

✅ For Big things you also need to have a permanent job (at least 25 hours per week) or receiving an aged or veterans pension

I want humm! Where do I start?

This bit’s super simple. First things first: depending on whether you’re an Apple or Android person, go to either the App Store or Google Play and download the App. Once you’ve got the App running, just follow the steps and you’ll be good to go!

I want humm! Where do I start?

This bit’s super simple. First things first: depending on whether you’re an Apple or Android person, go to either the App Store or Google Play and download the App. Once you’ve got the App running, just follow the steps and you’ll be good to go!

How do I shop with humm?

Humm is fast and simple to use no matter where you prefer to shop. Online, simply select humm at checkout and you will be taken through to humm to confirm your payment. Instore, access the humm App and generate a barcode. Simply take this to our Service Advisors when finalising your purchase and they will scan or input the code.

How do I shop with humm?

Humm is fast and simple to use no matter where you prefer to shop. Online, simply select humm at checkout and you will be taken through to humm to confirm your payment. Instore, access the humm App and generate a barcode. Simply take this to our Service Advisors when finalising your purchase and they will scan or input the code.

With no interest, are the fees high?

No, they’re not. When you buy a ‘Little thing’ there’s a $2 Little things fee and when paying over 5 months; a monthly account keeping fee of $8 also applies.

When you buy a ‘Big thing’ you’ll pay an establishment fee. Then you’ll pay just $8 a month. For full details read your Continuing Credit Payment Plan agreement.

You will only ever pay single $8 monthly fee regardless of the number of ongoing humm payment plans you have!

No, they’re not. When you buy a ‘Little thing’ there’s a $2 Little things fee and when paying over 5 months; a monthly account keeping fee of $8 also applies.

When you buy a ‘Big thing’ you’ll pay an establishment fee. Then you’ll pay just $8 a month. For full details read your Continuing Credit Payment Plan agreement.

You will only ever pay single $8 monthly fee regardless of the number of ongoing humm payment plans you have!

With no interest, are the fees high?

No, they’re not. When you buy a ‘Little thing’ there’s a $2 Little things fee and when paying over 5 months; a monthly account keeping fee of $8 also applies.

When you buy a ‘Big thing’ you’ll pay an establishment fee. Then you’ll pay just $8 a month. For full details read your Continuing Credit Payment Plan agreement.

You will only ever pay single $8 monthly fee regardless of the number of ongoing humm payment plans you have!

FAQs

Where can I shop with humm?

Shop home improvement, fashion, beauty, solar, jewellery, appliances and so much more across thousands of stores where you can shop with humm! Buy now and pay later with easy interest-free instalments. View our store listings and get shopping with humm.

Does humm use credit checks?

We’re a responsible provider of credit which means we need to take a few things into consideration when we assess your application. We may take a look at your credit score when you apply, but don’t worry, simply applying for humm won’t affect your score at all or leave a record on your credit file. For more information read our FAQs.

What are Little things and Big things?

At humm, we do Buy Now Pay Later a little differently. Instead of just focusing on the little joys in life, we want to allow our customers to fund whatever they need, both big and little. This means we’ve split our product in two; Little things for all of your purchases up to $2,000, and Big things for those purchases over $2,000 and all the way up to $30,000. They each have their own set of rules for approval, but no matter what, we never charge interest – ever.

View our How It Works page for more details.

At humm, we do Buy Now Pay Later a little differently. Instead of just focusing on the little joys in life, we want to allow our customers to fund whatever they need, both big and little. This means we’ve split our product in two; Little things for all of your purchases up to $2,000, and Big things for those purchases over $2,000 and all the way up to $30,000. They each have their own set of rules for approval, but no matter what, we never charge interest – ever.

View our How It Works page for more details.

At humm, we do Buy Now Pay Later a little differently. Instead of just focusing on the little joys in life, we want to allow our customers to fund whatever they need, both big and little. This means we’ve split our product in two; Little things for all of your purchases up to $2,000, and Big things for those purchases over $2,000 and all the way up to $30,000. They each have their own set of rules for approval, but no matter what, we never charge interest – ever.

View our How It Works page for more details.

At humm, we do Buy Now Pay Later a little differently. Instead of just focusing on the little joys in life, we want to allow our customers to fund whatever they need, both big and little. This means we’ve split our product in two; Little things for all of your purchases up to $2,000, and Big things for those purchases over $2,000 and all the way up to $30,000. They each have their own set of rules for approval, but no matter what, we never charge interest – ever.

View our How It Works page for more details.

Am I eligible for humm?

To get a humm account you need to:

• Be an Australian citizen or permanent resident.

• Be at least 18 years of age or older.

• Have a valid mobile number.

• Be permanently employed working at least 25 hours per week or receiving an aged or veterans pension;

• Have never declared bankruptcy or that you’re about to become or are insolvent.

Read our FAQs to find out more information, and download the app to get started.

To get a humm account you need to:

• Be an Australian citizen or permanent resident.

• Be at least 18 years of age or older.

• Have a valid mobile number.

• Be permanently employed working at least 25 hours per week or receiving an aged or veterans pension;

• Have never declared bankruptcy or that you’re about to become or are insolvent.

Read our FAQs to find out more information, and download the app to get started.

To get a humm account you need to:

• Be an Australian citizen or permanent resident.

• Be at least 18 years of age or older.

• Have a valid mobile number.

• Be permanently employed working at least 25 hours per week or receiving an aged or veterans pension;

• Have never declared bankruptcy or that you’re about to become or are insolvent.

Read our FAQs to find out more information, and download the app to get started.

To get a humm account you need to:

• Be an Australian citizen or permanent resident.

• Be at least 18 years of age or older.

• Have a valid mobile number.

• Be permanently employed working at least 25 hours per week or receiving an aged or veterans pension;

• Have never declared bankruptcy or that you’re about to become or are insolvent.

Read our FAQs to find out more information, and download the app to get started.

Is there a way to calculate what my repayments would be?

Sure is. There’s a calculator on our How It Works page. Pop in the amount you’re planning to spend and we’ll calculate the different repayment options based on different repayment periods.

Terms and Conditions

^*5 month payment plans are only available on purchases over $500 or when your Balance Owing for Little Things is more than $1000. Payment plan to approved applications only; fees, terms, conditions, minimum amounts and exclusions apply.
Credit provided humm BNPL Pty Ltd ABN 28 129 228 986.